Resources

 

Photo of spreadsheets and caculations    

At KCCU Wealth Solutions, our mission is to empower you with the knowledge and resources needed to enhance your financial literacy. We are committed to providing you with access to educational materials that will support you in navigating the complexities of personal finance in today's rapidly evolving world.

We understand the importance of staying informed and equipped to make sound financial decisions. That's why we continuously update our content to offer you the tools necessary to address your financial needs effectively.

By engaging with our materials, you can gain valuable insights, strategies, and tips to make informed choices about your finances. We are dedicated to supporting your journey towards financial well-being and are here to assist you every step of the way. Let KCCU Wealth Solutions be your partner in building a secure and prosperous financial future.

Video Library

July 11, 2024
Anne discusses Managing your investments and sticking to the plan with Global News, watch the video here.

June 27, 2024
Anne discusses Keeping your will up to date with Global News, watch the video here.

June 26, 2024
Anne discusses Spousal RRSPs with Global News, watch the video here.

May 30, 2024
Anne discusses Capital Gains with Global News, watch the video here.

May 16, 2024
Anne discusses Investments: Real Estate vs. Stock Market with Global News, watch the video here.

May 2, 2024
Anne discusses Old Age Security and who is eligible with Global News, watch the video here.

April 22, 2024
Anne discusses Taxation on Investments with Global News, watch the video here.

April 8, 2024
Anne discusses Managing Investment Risk through Diversification with Global News, watch the video here.

March 22, 2024
Anne discusses Tax-Free Savings Accounts (TFSA) with Global News, watch the video here.

March 6, 2024
Anne discusses Fraud Prevention Month and investment scams with Global News, watch the video here.

February 23, 2020
Anne discusses why Insurance should be a part of your financial planning with Global News, watch the video here.

February 9, 2024
Anne talks about net worth and how to improve it with Global News, watch the video here.

January 26, 2024
Anne talks about RRSP season with Global News, watch the video here.

January 12, 2024
Anne discusses financial fitness with Global News, watch the video here.

November 17, 2023
Anne talks about the First Home Savings Account with Global News, watch the video here.

November 2, 2023
Anne discusses risk in your portfolio with Global News, watch the video here.

October 20, 2023
Anne talks about Registered Education Savings Plans with Global News, watch the video here.
 

Webinars

family sitting on dock

Owning a family cottage or cabin is more than just having a second home. It's about preserving the legacy and memories that have been passed down from generation to generation. However, along with this joy and nostalgia, there are also various complexities that can come with owning such properties.

Our featured speaker, Doug Carroll, resident tax expert at Aviso Wealth Inc., will guide us through a comprehensive session. In his talk, Doug will outline key topics including capital gains, principal residence planning and trust transfers, helping you navigate these hurdles and protect your family wealth. Through engaging discussions, he will shed light on common challenges, essential goals, and answer questions about cottage & cabin successions.

Date & Time: Wednesday, June 12, 2024
Webinar Recording: Link
Webinar Password: DF4y*U56

About the presenter:
man in black suit and tie with dark hair

  • Doug Carroll is the Tax & Estate Specialist for Aviso Wealth Inc., a wealth management partner to credit unions across Canada.
  • He previously ran an estate planning law practice, and was an advanced case consultant with a life insurer and a mutual fund provider.
  • Doug also holds a business degree and a Master of Law specializing in Tax, and is qualified as a Certified Financial Planner and a Trust & Estate Practitioner.
  • He’s been doing this for 25 plus years, now supporting our financial advisors, from written articles to individual case consultations, and of course webcasts as we are doing today

Aviso Wealth Inc. ('Aviso') is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), and Northwest & Ethical Investments L.P.

Articles

Tying everything together with a will and insurance

4 weeks 1 day ago
What happens if you don’t come home tomorrow? Most people don't have any idea. It shouldn’t be a surprise. Nobody wants to think about their death and who wants to spend money today to prepare for that depressing inevitability?

Spousal RRSPs still have a place in clever planning

1 month 1 week ago
In perfect world, you and your spouse – if you have one – should have equal incomes throughout your lives. The reason? You’ll pay less tax as a couple if your income is split about equally than if one of you has a disproportionately higher income.

Should buyers be holding out for real estate bargains?

2 months 1 week ago
Bottom line for first-time homebuyers: If you’ve found a place where you’d happily hang your hat long-term — and can comfortably afford it — don’t play chicken waiting for further “affordability” because you may be ready to retire by the time it gets here.

CPP, OAS and RRSP tips for those working in their 70s

2 months 3 weeks ago
Some people choose to work into their 70s because they need the money. And with prices rising at a pace that we haven’t seen since the late 1970s, it’s no wonder that many seniors are choosing to stay in the work force.

2024 Federal Budget Summary

3 months 1 week ago
The 2024 Federal Budget was released yesterday and I wanted to share a summary of the changes with you. Please let me know if you would like to touch base about any of the Budget changes or to talk about your financial plan.

TFSA Basics

3 months 1 week ago
The tax-free savings account (TFSA) is a versatile general-purpose investing account. Like RRSPs and RESPs, the TFSA is a registered account that provides tax-sheltered earnings within the account. An added benefit is that TFSA withdrawals are not subject to tax. These are some of the key TFSA rules, features and advantages to be aware of.

TFSA Basics

3 months 1 week ago
The tax-free savings account (TFSA) is a versatile general-purpose investing account. Like RRSPs and RESPs, the TFSA is a registered account that provides tax-sheltered earnings within the account. An added benefit is that TFSA withdrawals are not subject to tax. These are some of the key TFSA rules, features and advantages to be aware of.

TFSA Basics

3 months 1 week ago
The tax-free savings account (TFSA) is a versatile general-purpose investing account. Like RRSPs and RESPs, the TFSA is a registered account that provides tax-sheltered earnings within the account. An added benefit is that TFSA withdrawals are not subject to tax. These are some of the key TFSA rules, features and advantages to be aware of.

TFSA Basics

3 months 1 week ago
The tax-free savings account (TFSA) is a versatile general-purpose investing account. Like RRSPs and RESPs, the TFSA is a registered account that provides tax-sheltered earnings within the account. An added benefit is that TFSA withdrawals are not subject to tax. These are some of the key TFSA rules, features and advantages to be aware of.

KCCU Wealth Solutions is a program provided by Aviso Insurance Inc. offering financial planning, life insurance and investments to members of credit unions and their communities. Trade-mark(s) of KCCU Wealth Solutions are used under licence by Aviso Insurance Inc. Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees, and expenses may all be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual funds, other securities, and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated. These reports are provided as a general source of information and should not be considered personal investment advice or a solicitation to buy or sell any mutual funds and other securities. The views expressed are those of the author and not necessarily those of Aviso Insurance or Aviso Wealth.